Term life insurance policies do not acquire any surrender value throughout the term of the policy. Therefore you will not get any payout if you end the policy before the policy term, for example by not making your regular required premium payments.
Ratekhoj uses premium calculators from the insurance companies themselves to calculate the premiums - so what you see are results directly from the insurance companies. You enter your information once and get results from multiple companies. You can save money and time using our free comparison service.
The premiums shown are not guaranteed until a policy is issued as premium rates for new policies can change in the future. However, once a policy is issued the premium will stay constant during the life of that policy. The premiums are based on the information you have provided and are applicable as of the day of the quote. The results shown are directly from the premium calculators of the insurance companies. It must be noted that underwriting rules of individual insurance companies may result in some changes to these amounts.
No. We are a comparison site where you can compare and get the best insurance rates in India. Based on the comparison results you can select the best options and apply directly to the insurance companies. In the future, we plan to add a facility for you to apply for insurance coverage at Ratekhoj
It's possible that the companies not being shown either do not offer term life insurance for the terms being requested, the coverage amount being requested or the premium payment period selected. You can change your term life insurance comparison criteria and try again.